When Should You Ask for a Certificate of Insurance?
Risk management plays a crucial role in safeguarding assets and financial stability in business and personal transactions. One key tool in this arena…
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Environmental Compliance: Understanding the Liabilities for Small Businesses
Environmental compliance is critical for small businesses, transcending industry boundaries and impacting operations at every level. It…
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What Are the Benefits of D&O Insurance for Nonprofits?
Directors and Officers (D&O) Insurance is valuable for any organization, including nonprofit entities. Nonprofit organizations may not be driven…
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What Types of Insurance Policies Do Startup Businesses Need?
Starting a new business venture is an exhilarating journey filled with dreams, aspirations, and countless opportunities. However, it's essential not…
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5 Reasons to Invest in Small Business Hazard Insurance
Starting a small business can be very rewarding but also very challenging. There's a lot you need to stay on top of, and protecting your business is…
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What Insurance Does a Construction Company Need?
Most businesses require some kind of insurance, but in the construction industry, it's particularly important. There are substantial risks, so you…
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5 Reasons to Invest in Janitorial Liability Insurance for Your Business
While your business may focus on wiping, mopping, and dusting, liabilities still lurk in the darker and dustier places of the industry. Protecting…
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3 Reasons to Get Management Liability Coverage
There are about 40 million lawsuits filed in the US every year. Many people dream of owning their own business, but it can take a lot more work than…
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What Do You Need to Know About High Risk Business Insurance?
Almost 30% of businesses in America fail due to the inability of the owner to get the right level of insurance. Sometimes, it can be hard to get…
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4 Reasons to Consider Insurance for Your Yoga Studio
If you run a yoga studio, you probably don't need us to tell you that yoga is scientifically proven to combat anxiety. Sometimes in life, you can say…
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Unpacking the Benefits of Business Insurance for Startups
Within the first year of a business operating, about 1 in 5 startups will fail. However, this doesn't have to be your business. You can do a few…
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An Overview of EPLI and What It Can Cover
Recent statistics reveal that 57% of corporate directors do not understand their organization's labor policies because they have not researched them…
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A Business Owner’s Guide to Risk Management Insurance
In the United States, about 1 in 5 businesses fail within the first year of opening. Businesses fail for several reasons, like an unexpected death, a…
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Your Guide to Bus Insurance
Did you know that school buses alone are responsible for tens of thousands of injuries yearly? For reasons like this, bus insurance is a common form…
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What Is Non-Profit Insurance and Do You Need It?
Studies suggest non-profit companies can file around twice as many of some types of insurance claims as other companies. The unique position…
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3 Reasons Your Business Needs Janitorial Insurance
Most companies will demand you have janitorial insurance before you can work with them. This ensures they do not have to cover any damage that may…
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5 Tips for Insuring Your Limousine Company
Limousines represent luxury, comfort, and prestige. Today's limos are modern, but the need and demand for these vehicles are as timeless as ever.…
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5 Questions To Ask Before Choosing a Fleet Insurance Policy
Over 450,000 fleets of commercial vehicles exist in the United States alone. With that amount of money on the line, fleet insurance is an important…
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Do Small Transportation Companies Need General Liability Insurance?
Data shows the number of crashes in 18-wheelers is going up every year despite other areas of transport becoming safer. If you are involving yourself…
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Estimating Insurance Costs for Limo Companies
According to the Bureau of Transportation Statistics, over 45,000 people died from auto accidents in 2021. If you run a limo company, insurance is a…
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Securing Excess Bank Deposits Beyond FDIC Limits: A Comprehensive Guide
Are you concerned about the safety of your bank deposits in the event of a bank failure? Bank failures became more frequent after the 2008 financial…
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Understanding the Basics of Insuring A Taxi Business
Did you know that the average cost of an auto insurance claim in the US is over $5,000? For taxi businesses, the costs of accidents and other…
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How Commercial Crime Insurance Can Protect Your Business
According to one recent report, 52% of large companies experienced fraud in the past 24 months. Of those, nearly one in five said their most…
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What Product Liability Insurance Can Do for Your Business
In 2020, the average product liability claim paid a whopping $7,058,106, with a median claim payout of $3,908,111. In today's world, there's an…
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3 Tips for Choosing Electrician Insurance Coverage
When your job involves working with electricity, you undoubtedly face daily risks. Electricians might do everything possible to practice safety…
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5 Factors to Consider When Choosing Marine Insurance
The marine industry is bustling all around US ports and waterways with hundreds of ships making port each and every day. These ships carry essential…
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Everything to Consider When Picking NJ Manufacturer’s Insurance
Did you know that 53% of small businesses face lawsuits each year? As a manufacturing business, the best thing you can do to protect your company is…
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Top 4 Reasons to Buy HVAC Business Insurance
65% of new businesses fail within 10 years. Your business is a huge investment, so you need to do everything possible to protect it. One of the best…
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What is Specialty Insurance and Why Does It Matter?
If you don’t have speciality insurance options, you may unintentionally be leaving your business vulnerable to risk. Specialty insurance has been…
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Why Do I Need Manufacturers Insurance For My Business?
In 2016, Samsung had to recall around 2.5 million brand-new phones because they were randomly combusting. The company tried to correct this issue by…
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When Do You Need a Business Auto Policy?
There are over 31 million small businesses in the United States. But not all of them require a business auto policy. Most business owners know they…
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Non-Profit Liability Insurance: Does Your Organization Need It?
Non-Profit Liability Insurance is not a term used insurance, but it's commonly searched when non-profits are searching for insurance. For this…
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8 Signs You Need to Update Your Business Insurance Policy
Is your business behind on updating its insurance policy? If so, failing to update your insurance may jeopardize you. The value and scale of your…
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What Business Insurance Policies Do General Contractors Need?
Wondering if you should invest in business insurance? Any company that employs staff needs business or commercial insurance. It's important to…
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A Complete Guide to Marine Insurance
The unfortunate truth is that anything can happen at sea. For instance, the ship carrying your cargo could collide with another vessel or a ship can…
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How Experience Modification Rate Impacts Workers’ Comp Premiums
Employers spent $100.2 billion on worker's compensation insurance in 2019. This is a staggering number on its own. But the fact that a single number…
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How to Get the Most Out of Your Fleet Insurance
When you own a fleet of trucks, you have the responsibility of moving goods safely and the responsibility of putting safe drivers and trucks on the…
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Employment Practices Liability Insurance and the Employment Process
How do you protect your company when the threat is from the inside? So many steps in the employment process can go wrong. Without liability…
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Types of Insurance A Fitness Center Will Need
Believe it or not, recent years have seen a 35% increase in gym injuries. If you own or manage a fitness center, it's critical to have all the…
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Does General Liability Include Product Recall Insurance?
Your business invests tons of time and resources into crafting the perfect products. These products aim to meet a need in your customers' lives, both…
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What Is Considered an “Act of God” in Insurance?
A lot of images come up when we hear the phrase "act of God." Also, depending on who you ask, personal explanations of the phrase can differ a great…
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8 Business Insurance Shopping Mistakes and How to Avoid Them
In the United States, about 75% of businesses are underinsured. Whether you are a new business owner or an established company, it is important that…
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How to Choose a Business Insurance Provider
40% of small businesses are likely to experience a property or general liability insurance claim within the next decade. When your business is the…
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Protecting Customers’ Personal Property: All About Bailee Insurance
Did you know that 11% of loads arriving at a distribution center have some level of damage? If you are transporting valuable property like artwork or…
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Employment Practices Liability Insurance: A Complete Guide
Studies show that almost 1 in 18 women, and 1 in 40 men, have experienced sexual harassment in the workplace. So when the Me Too movement globally…
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How To Insure Your New Business: A Quick Guide
Businesses face financial risks every day, and having the right insurance could save you significantly if the unexpected happens. With 40% of small…
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Commercial Property Insurance: How to Get the Right Coverage for Your Building
Most small business owners buy insurance with the hope that they'll never use it. That's why so many business owners are surprised by how much their…
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All About the Different Types of Business Insurance
In 2018 alone, US businesses paid about $343 billion in lawsuits, $182 billion of which was shouldered by small businesses. The US tort system costs…
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Liability Insurance Defined and Explained
If you run a business, chances are you've heard people tell you that you need business insurance policies. They are probably right! When you operate…
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The Importance of EPLI Insurance
Businesses are facing unprecedented employment-related risks. Can employers require the COVID-19 vaccine? If your business can't bring all employees…
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Get Multiple Quick and Easy Cyber Insurance Quotes Instantly
In 2021, most businesses don’t need to be pressed too hard to realize they need cyber insurance or technology errors & omissions insurance, also…
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The Importance of Surety Bonds in the Construction Industry
Construction is a risky business, especially with large multi-year projects. Economic downturns and material shortages can bring down a contractor,…
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5 Prevalent Workers’ Compensation Insurance Trends for 2021
The effects of the COVID-19 pandemic severely affected the US economy, and it's currently in recovery mode. Various industries are also feeling the…
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7 Factors to Consider When Choosing Insurance for Businesses
The Great Fire of London caused so much damage to property and businesses that an idea was born. That idea will save your business today. Insurance.…
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7 Common Risk Management Mistakes and How to Avoid Them
Risk management is a big factor in business to prevent failures in projects. As a business, you need a strategy that allows rapid growth and…
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The Small Business Owner’s Guide to Plumber Insurance
On average, every person in the US uses 100 gallons of water a day, and ensuring this passes safely through our homes and workplaces is vital.…
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Flood Zone and Flood Insurance Myths, Debunked
Floods pose an immense danger to both people and property no matter what the situation is. This is not only evident in low-lying areas where you have…
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Finding an Insurance Agency in Middlesex County, NJ
Just about everyone needs some kind of insurance. This may be because it’s the law or just because it’s a sensible precaution. Finding just the right…
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Key Factors that Impact Workers’ Compensation in NJ
What is workers' compensation in NJ? Workers’ compensation in New Jersey refers to a ‘no-fault’ insurance package that provides benefits to…
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Gym Insurance & Tips to Protect Your Business
For any fitness facility owners, having specific gym insurance is a must. When it is specific to gyms, rather than just for a business, it will cover…
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