Tropical Storm Isaias: Reporting Property Damage

Today, many of you were hit by Tropical Storm Isaias, and some of you have been left without power and potential property damage. If you’ve…

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How to Find the Right Insurance for HVAC Contractors

As a heating, ventilation, and air conditioning (HVAC) contractor, you will be experienced in the maintenance and installation of boilers, heat…

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The Soden Agency is Now an NJM Premier Agent

Relationship Gives Access to Nationally Recognized Mid-Atlantic Carrier’s Business Insurance Products and Services July 20th, 2020 – The Oliver L.E.…

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HVAC Insurance: What Home & Business Owners Need to Know

Most homeowner policies will have some coverage for heating, ventilation, and air condition units. If they are damaged in a fire, for example, they…

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COVID-19 Return To Work Resources Bundle

As states begin to loosen restrictions and many businesses and individuals are getting back to work, or are at least planning to do so in the coming…

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NJ Department of Insurance Mandates Premium Relief

While there have been many insurance carriers providing relief voluntarily, particularly for personal auto insurance, there had not been any official…

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Will Business Interruption Insurance Cover Coronavirus (COVID-19)?

As with any possible cause of loss, the answer definitely depends on the specific policy language in your policy. Before I get into this though, the…

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How to Navigate through Business Insurance Policies

Purchasing and managing business insurance in NJ is a big job. As a business owner, you’re responsible for understanding your risk and the coverages…

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What is Builders Risk Insurance

Builders risk insurance protects the building during its construction. This insurance is important to have because damages and losses can occur from…

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How Can Cyber Liability Insurance Help Me

Cyber liability insurance helps businesses and organizations cover financial losses that result from data breaches and other cyber issues. This…

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Beyond Insurance: How to Protect Your Business with Risk Management

Business insurance in NJ is just one solution among many when it comes to managing your total cost of risk. It’s also usually the most expensive…

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How Fleet Insurance Will Save You a Lot of Money

If your business relies on transporting people, goods and/or equipment, you must efficiently insure your vehicles and keep them in good working…

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General Liability Insurance: What You Need to Know

As a small business owner, there are several types of insurance to consider. Some types are optional and others are mandatory, so it’s important to…

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What To Know When Buying Business Insurance in NJ

Business insurance helps companies in New Jersey protect their financial assets. Without this coverage, you would have to pay out-of-pocket for any…

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Does Your Business Auto Policy Qualify for Fleet Insurance Discount?

One of the most exciting parts of being a business owner is watching the fruits of your labor grow. What some people don’t realize, however, is that…

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Types Of Insurance Every Small Business Should Buy in NJ

If you own a small business, you need business insurance. In New Jersey, a small business is defined as having less than 500 employees. That’s a lot…

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Employment Practices Liability Insurance

Is your insurance program keeping up with the times?  Issues involving sexual harassment and discrimination are all over the news, but do you know…

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Do You Need Cyber Liability Insurance?

Cyberattacks are scary occurrences that no business wants to be a part of. Unfortunately, they happen. There are a number of tools and resources…

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