3 Reasons Your Business Needs Janitorial Insurance
May 30, 2023
Most companies will demand you have janitorial insurance before you can work with them. This ensures they do not have to cover any damage that may…
0 Comments4 Minutes
5 Tips for Insuring Your Limousine Company
Uncategorized,Business Auto Insurance,Business Insurance
May 15, 2023
Limousines represent luxury, comfort, and prestige. Today's limos are modern, but the need and demand for these vehicles are as timeless as ever.…
0 Comments4 Minutes
5 Questions To Ask Before Choosing a Fleet Insurance Policy
Business Insurance,Car Insurance
April 26, 2023
Over 450,000 fleets of commercial vehicles exist in the United States alone. With that amount of money on the line, fleet insurance is an important…
0 Comments4 Minutes
Do Small Transportation Companies Need General Liability Insurance?
Business Insurance,Car Insurance
April 12, 2023
Data shows the number of crashes in 18-wheelers is going up every year despite other areas of transport becoming safer. If you are involving yourself…
0 Comments4 Minutes
Estimating Insurance Costs for Limo Companies
Business Insurance,Business Auto Insurance
March 30, 2023
According to the Bureau of Transportation Statistics, over 45,000 people died from auto accidents in 2021. If you run a limo company, insurance is a…
0 Comments4 Minutes
Securing Excess Bank Deposits Beyond FDIC Limits: A Comprehensive Guide
Business Insurance,Insurance,Personal Insurance
March 20, 2023
Are you concerned about the safety of your bank deposits in the event of a bank failure? Bank failures became more frequent after the 2008 financial…
0 Comments4 Minutes
Understanding the Basics of Insuring A Taxi Business
Business Insurance,Business Auto Insurance
March 15, 2023
Did you know that the average cost of an auto insurance claim in the US is over $5,000? For taxi businesses, the costs of accidents and other…
0 Comments4 Minutes
How Commercial Crime Insurance Can Protect Your Business
February 15, 2023
According to one recent report, 52% of large companies experienced fraud in the past 24 months. Of those, nearly one in five said their most…
0 Comments4 Minutes
What Product Liability Insurance Can Do for Your Business
February 1, 2023
In 2020, the average product liability claim paid a whopping $7,058,106, with a median claim payout of $3,908,111. In today's world, there's an…
0 Comments4 Minutes
3 Tips for Choosing Electrician Insurance Coverage
January 1, 2023
When your job involves working with electricity, you undoubtedly face daily risks. Electricians might do everything possible to practice safety…
0 Comments4 Minutes
5 Factors to Consider When Choosing Marine Insurance
December 18, 2022
The marine industry is bustling all around US ports and waterways with hundreds of ships making port each and every day. These ships carry essential…
0 Comments4 Minutes
Everything to Consider When Picking NJ Manufacturer’s Insurance
Business Insurance,Construction Insurance
December 1, 2022
Did you know that 53% of small businesses face lawsuits each year? As a manufacturing business, the best thing you can do to protect your company is…
0 Comments4 Minutes
Top 4 Reasons to Buy HVAC Business Insurance
November 20, 2022
65% of new businesses fail within 10 years. Your business is a huge investment, so you need to do everything possible to protect it. One of the best…
0 Comments4 Minutes
What is Specialty Insurance and Why Does It Matter?
November 1, 2022
If you don’t have speciality insurance options, you may unintentionally be leaving your business vulnerable to risk. Specialty insurance has been…
0 Comments4 Minutes
Why Do I Need Manufacturers Insurance For My Business?
October 18, 2022
In 2016, Samsung had to recall around 2.5 million brand-new phones because they were randomly combusting. The company tried to correct this issue by…
0 Comments3 Minutes
When Do You Need a Business Auto Policy?
Business Insurance,Business Auto Insurance
September 26, 2022
There are over 31 million small businesses in the United States. But not all of them require a business auto policy. Most business owners know they…
0 Comments4 Minutes
Non-Profit Liability Insurance: Does Your Organization Need It?
September 14, 2022
Non-Profit Liability Insurance is not a term used insurance, but it's commonly searched when non-profits are searching for insurance. For this…
0 Comments5 Minutes
8 Signs You Need to Update Your Business Insurance Policy
August 14, 2022
Is your business behind on updating its insurance policy? If so, failing to update your insurance may jeopardize you. The value and scale of your…
0 Comments7 Minutes
What Business Insurance Policies Do General Contractors Need?
July 22, 2022
Wondering if you should invest in business insurance? Any company that employs staff needs business or commercial insurance. It's important to…
0 Comments7 Minutes
A Complete Guide to Marine Insurance
July 15, 2022
The unfortunate truth is that anything can happen at sea. For instance, the ship carrying your cargo could collide with another vessel or a ship can…
0 Comments7 Minutes
How Experience Modification Rate Impacts Workers’ Comp Premiums
June 28, 2022
Employers spent $100.2 billion on worker's compensation insurance in 2019. This is a staggering number on its own. But the fact that a single number…
0 Comments8 Minutes
How to Get the Most Out of Your Fleet Insurance
Business Insurance,Car Insurance,Insurance
June 22, 2022
When you own a fleet of trucks, you have the responsibility of moving goods safely and the responsibility of putting safe drivers and trucks on the…
0 Comments7 Minutes
Employment Practices Liability Insurance and the Employment Process
Business Insurance,Employment Practices,Insurance,Risk Management
May 20, 2022
How do you protect your company when the threat is from the inside? So many steps in the employment process can go wrong. Without liability…
0 Comments8 Minutes
Types of Insurance A Fitness Center Will Need
April 21, 2022
Believe it or not, recent years have seen a 35% increase in gym injuries. If you own or manage a fitness center, it's critical to have all the…
0 Comments7 Minutes
Does General Liability Include Product Recall Insurance?
March 15, 2022
Your business invests tons of time and resources into crafting the perfect products. These products aim to meet a need in your customers' lives, both…
0 Comments8 Minutes
What Is Considered an “Act of God” in Insurance?
Business Insurance,Insurance,Personal Insurance,Home Insurance
March 8, 2022
A lot of images come up when we hear the phrase "act of God." Also, depending on who you ask, personal explanations of the phrase can differ a great…
0 Comments8 Minutes
8 Business Insurance Shopping Mistakes and How to Avoid Them
February 11, 2022
In the United States, about 75% of businesses are underinsured. Whether you are a new business owner or an established company, it is important that…
0 Comments7 Minutes
How to Choose a Business Insurance Provider
February 4, 2022
40% of small businesses are likely to experience a property or general liability insurance claim within the next decade. When your business is the…
0 Comments7 Minutes
Protecting Customers’ Personal Property: All About Bailee Insurance
January 14, 2022
Did you know that 11% of loads arriving at a distribution center have some level of damage? If you are transporting valuable property like artwork or…
0 Comments8 Minutes
Employment Practices Liability Insurance: A Complete Guide
Business Insurance,Employment Practices,Insurance
January 7, 2022
Studies show that almost 1 in 18 women, and 1 in 40 men, have experienced sexual harassment in the workplace. So when the Me Too movement globally…
0 Comments8 Minutes
How To Insure Your New Business: A Quick Guide
Business Insurance,Insurance,Cyber Liability
December 14, 2021
Businesses face financial risks every day, and having the right insurance could save you significantly if the unexpected happens. With 40% of small…
0 Comments9 Minutes
Commercial Property Insurance: How to Get the Right Coverage for Your Building
October 13, 2021
Most small business owners buy insurance with the hope that they'll never use it. That's why so many business owners are surprised by how much their…
0 Comments9 Minutes
All About the Different Types of Business Insurance
Business Insurance,Insurance,Cyber Liability,Business Auto Insurance
September 8, 2021
In 2018 alone, US businesses paid about $343 billion in lawsuits, $182 billion of which was shouldered by small businesses. The US tort system costs…
0 Comments8 Minutes
Liability Insurance Defined and Explained
Business Insurance,Management Liability,Insurance
August 28, 2021
If you run a business, chances are you've heard people tell you that you need business insurance policies. They are probably right! When you operate…
0 Comments7 Minutes
The Importance of EPLI Insurance
Business Insurance,Management Liability,Insurance,Risk Management
July 21, 2021
Businesses are facing unprecedented employment-related risks. Can employers require the COVID-19 vaccine? If your business can't bring all employees…
0 Comments8 Minutes
Get Multiple Quick and Easy Cyber Insurance Quotes Instantly
Business Insurance,Insurance,Cyber Liability
June 14, 2021
In 2021, most businesses don’t need to be pressed too hard to realize they need cyber insurance or technology errors & omissions insurance, also…
0 Comments6 Minutes
The Importance of Surety Bonds in the Construction Industry
May 26, 2021
Construction is a risky business, especially with large multi-year projects. Economic downturns and material shortages can bring down a contractor,…
0 Comments8 Minutes
5 Prevalent Workers’ Compensation Insurance Trends for 2021
May 18, 2021
The effects of the COVID-19 pandemic severely affected the US economy, and it's currently in recovery mode. Various industries are also feeling the…
0 Comments8 Minutes
7 Factors to Consider When Choosing Insurance for Businesses
April 28, 2021
The Great Fire of London caused so much damage to property and businesses that an idea was born. That idea will save your business today. Insurance.…
0 Comments8 Minutes
7 Common Risk Management Mistakes and How to Avoid Them
Business Insurance,Risk Management,Insurance
April 14, 2021
Risk management is a big factor in business to prevent failures in projects. As a business, you need a strategy that allows rapid growth and…
0 Comments8 Minutes
The Small Business Owner’s Guide to Plumber Insurance
March 23, 2021
On average, every person in the US uses 100 gallons of water a day, and ensuring this passes safely through our homes and workplaces is vital.…
0 Comments7 Minutes
Flood Zone and Flood Insurance Myths, Debunked
Business Insurance,Insurance,Personal Insurance,Flood Insurance
March 9, 2021
Floods pose an immense danger to both people and property no matter what the situation is. This is not only evident in low-lying areas where you have…
0 Comments8 Minutes
Finding an Insurance Agency in Middlesex County, NJ
Business Insurance,Insurance,Personal Insurance,Agency News
February 9, 2021
Just about everyone needs some kind of insurance. This may be because it’s the law or just because it’s a sensible precaution. Finding just the right…
0 Comments8 Minutes
Key Factors that Impact Workers’ Compensation in NJ
January 15, 2021
What is workers' compensation in NJ? Workers’ compensation in New Jersey refers to a ‘no-fault’ insurance package that provides benefits to…
0 Comments8 Minutes
Gym Insurance & Tips to Protect Your Business
Business Insurance,Risk Management,COVID-19,Management Liability,Safety
September 10, 2020
For any fitness facility owners, having specific gym insurance is a must. When it is specific to gyms, rather than just for a business, it will cover…
0 Comments8 Minutes
The Importance of the Right Landscaping Insurance in NJ
Business Insurance,Construction Insurance,Safety,Insurance,Risk Management
August 24, 2020
When running a landscaping business, you are likely all too aware of the many variables and complexities in job type and job location you will come…
0 Comments8 Minutes
Do I Need Insurance for My Commercial Fleet?
Business Insurance,Car Insurance,Insurance,Risk Management
August 13, 2020
Logistics are essential for any company to operate well. From the logistics used by our suppliers to provide us with vital goods and services, to the…
0 Comments8 Minutes
How to Find the Right Insurance for HVAC Contractors
Business Insurance,Construction Insurance,Insurance
July 28, 2020
As a heating, ventilation, and air conditioning (HVAC) contractor, you will be experienced in the maintenance and installation of boilers, heat…
0 Comments8 Minutes
The Soden Agency is Now an NJM Premier Agent
Business Insurance,Business Auto Insurance,Agency News
July 20, 2020
Relationship Gives Access to Nationally Recognized Mid-Atlantic Carrier’s Business Insurance Products and Services July 20th, 2020 – The Oliver L.E.…
0 Comments3 Minutes
HVAC Insurance: What Home & Business Owners Need to Know
Business Insurance,Construction Insurance,Home Insurance,Risk Management
July 17, 2020
Most homeowner policies will have some coverage for heating, ventilation, and air condition units. If they are damaged in a fire, for example, they…
0 Comments16 Minutes
How to Navigate through Business Insurance Policies
February 21, 2020
Purchasing and managing business insurance in NJ is a big job. As a business owner, you’re responsible for understanding your risk and the coverages…
0 Comments3 Minutes
What is Builders Risk Insurance
Business Insurance,Construction Insurance,Insurance
February 3, 2020
Builders risk insurance protects the building during its construction. This insurance is important to have because damages and losses can occur from…
0 Comments3 Minutes
How Can Cyber Liability Insurance Help Me
Business Insurance,Cyber Liability
January 31, 2020
Cyber liability insurance helps businesses and organizations cover financial losses that result from data breaches and other cyber issues. This…
0 Comments3 Minutes
Beyond Insurance: How to Protect Your Business with Risk Management
Business Insurance,Management Liability
January 16, 2020
Business insurance in NJ is just one solution among many when it comes to managing your total cost of risk. It’s also usually the most expensive…
0 Comments4 Minutes
How Fleet Insurance Will Save You a Lot of Money
Business Insurance,Business Auto Insurance
October 28, 2019
If your business relies on transporting people, goods and/or equipment, you must efficiently insure your vehicles and keep them in good working…
0 Comments4 Minutes
General Liability Insurance: What You Need to Know
October 17, 2019
As a small business owner, there are several types of insurance to consider. Some types are optional and others are mandatory, so it’s important to…
0 Comments4 Minutes
What To Know When Buying Business Insurance in NJ
May 15, 2019
Business insurance helps companies in New Jersey protect their financial assets. Without this coverage, you would have to pay out-of-pocket for any…
0 Comments3 Minutes
Does Your Business Auto Policy Qualify for Fleet Insurance Discount?
Business Insurance,Business Auto Insurance
April 25, 2019
One of the most exciting parts of being a business owner is watching the fruits of your labor grow. What some people don’t realize, however, is that…
0 Comments4 Minutes
Types Of Insurance Every Small Business Should Buy in NJ
December 6, 2018
If you own a small business, you need business insurance. In New Jersey, a small business is defined as having less than 500 employees. That’s a lot…
0 Comments3 Minutes
Do You Need Cyber Liability Insurance?
Business Insurance,Cyber Liability
August 23, 2018
Cyberattacks are scary occurrences that no business wants to be a part of. Unfortunately, they happen. There are a number of tools and resources…
0 Comments3 Minutes