What Is Considered an “Act of God” in Insurance?
A lot of images come up when we hear the phrase "act of God." Also, depending on who you ask, personal explanations of the phrase can differ a great…
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8 Business Insurance Shopping Mistakes and How to Avoid Them
In the United States, about 75% of businesses are underinsured. Whether you are a new business owner or an established company, it is important that…
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How to Choose a Business Insurance Provider
40% of small businesses are likely to experience a property or general liability insurance claim within the next decade. When your business is the…
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Protecting Customers’ Personal Property: All About Bailee Insurance
Did you know that 11% of loads arriving at a distribution center have some level of damage? If you are transporting valuable property like artwork or…
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Employment Practices Liability Insurance: A Complete Guide
Studies show that almost 1 in 18 women, and 1 in 40 men, have experienced sexual harassment in the workplace. So when the Me Too movement globally…
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How To Insure Your New Business: A Quick Guide
Businesses face financial risks every day, and having the right insurance could save you significantly if the unexpected happens. With 40% of small…
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Commercial Property Insurance: How to Get the Right Coverage for Your Building
Most small business owners buy insurance with the hope that they'll never use it. That's why so many business owners are surprised by how much their…
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All About the Different Types of Business Insurance
In 2018 alone, US businesses paid about $343 billion in lawsuits, $182 billion of which was shouldered by small businesses. The US tort system costs…
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Liability Insurance Defined and Explained
If you run a business, chances are you've heard people tell you that you need business insurance policies. They are probably right! When you operate…
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The Importance of EPLI Insurance
Businesses are facing unprecedented employment-related risks. Can employers require the COVID-19 vaccine? If your business can't bring all employees…
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Get Multiple Quick and Easy Cyber Insurance Quotes Instantly
In 2021, most businesses don’t need to be pressed too hard to realize they need cyber insurance or technology errors & omissions insurance, also…
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The Importance of Surety Bonds in the Construction Industry
Construction is a risky business, especially with large multi-year projects. Economic downturns and material shortages can bring down a contractor,…
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5 Prevalent Workers’ Compensation Insurance Trends for 2021
The effects of the COVID-19 pandemic severely affected the US economy, and it's currently in recovery mode. Various industries are also feeling the…
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Flood Zone and Flood Insurance Myths, Debunked
Floods pose an immense danger to both people and property no matter what the situation is. This is not only evident in low-lying areas where you have…
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Finding an Insurance Agency in Middlesex County, NJ
Just about everyone needs some kind of insurance. This may be because it’s the law or just because it’s a sensible precaution. Finding just the right…
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The Soden Agency is Now an NJM Premier Agent
Relationship Gives Access to Nationally Recognized Mid-Atlantic Carrier’s Business Insurance Products and Services July 20th, 2020 – The Oliver L.E.…
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Beyond Insurance: How to Protect Your Business with Risk Management
Business insurance in NJ is just one solution among many when it comes to managing your total cost of risk. It’s also usually the most expensive…
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Does Your Business Auto Policy Qualify for Fleet Insurance Discount?
One of the most exciting parts of being a business owner is watching the fruits of your labor grow. What some people don’t realize, however, is that…
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