Securing Excess Bank Deposits Beyond FDIC Limits: A Comprehensive Guide
Business Insurance,Insurance,Personal Insurance
March 20, 2023
Are you concerned about the safety of your bank deposits in the event of a bank failure? Bank failures became more frequent after the 2008 financial…
0 Comments4 Minutes
7 Homeowners Insurance Buying Mistakes and How to Avoid Them
August 26, 2022
When it comes time to buying insurance for your home, you want to know your options. You need to know what your best bet is for a homeowners…
0 Comments7 Minutes
8 Signs You Need to Update Your Business Insurance Policy
August 14, 2022
Is your business behind on updating its insurance policy? If so, failing to update your insurance may jeopardize you. The value and scale of your…
0 Comments7 Minutes
What Business Insurance Policies Do General Contractors Need?
July 22, 2022
Wondering if you should invest in business insurance? Any company that employs staff needs business or commercial insurance. It's important to…
0 Comments7 Minutes
A Complete Guide to Marine Insurance
July 15, 2022
The unfortunate truth is that anything can happen at sea. For instance, the ship carrying your cargo could collide with another vessel or a ship can…
0 Comments7 Minutes
How Experience Modification Rate Impacts Workers’ Comp Premiums
June 28, 2022
Employers spent $100.2 billion on worker's compensation insurance in 2019. This is a staggering number on its own. But the fact that a single number…
0 Comments8 Minutes
How to Get the Most Out of Your Fleet Insurance
Business Insurance,Car Insurance,Insurance
June 22, 2022
When you own a fleet of trucks, you have the responsibility of moving goods safely and the responsibility of putting safe drivers and trucks on the…
0 Comments7 Minutes
Employment Practices Liability Insurance and the Employment Process
Risk Management,Business Insurance,Employment Practices,Insurance
May 20, 2022
How do you protect your company when the threat is from the inside? So many steps in the employment process can go wrong. Without liability…
0 Comments8 Minutes
What Does Homeowners Insurance Cover?
Personal Insurance,Home Insurance,Insurance
May 13, 2022
Homeowners insurance can be a daunting subject. What does it cover? What does it not cover? You certainly don’t want to assume anything about your…
0 Comments8 Minutes
Types of Insurance A Fitness Center Will Need
April 21, 2022
Believe it or not, recent years have seen a 35% increase in gym injuries. If you own or manage a fitness center, it's critical to have all the…
0 Comments7 Minutes
Top 5 Mistakes People Make When Buying Homeowners Insurance
Personal Insurance,Home Insurance,Insurance
April 11, 2022
In 2021, 5.1% of insured homes had to put in a claim. With that number being 1 in 20, that makes it likely that you may have to put in one too. That…
0 Comments7 Minutes
Does General Liability Include Product Recall Insurance?
March 15, 2022
Your business invests tons of time and resources into crafting the perfect products. These products aim to meet a need in your customers' lives, both…
0 Comments8 Minutes
What Is Considered an “Act of God” in Insurance?
Home Insurance,Business Insurance,Insurance,Personal Insurance
March 8, 2022
A lot of images come up when we hear the phrase "act of God." Also, depending on who you ask, personal explanations of the phrase can differ a great…
0 Comments8 Minutes
8 Business Insurance Shopping Mistakes and How to Avoid Them
February 11, 2022
In the United States, about 75% of businesses are underinsured. Whether you are a new business owner or an established company, it is important that…
0 Comments7 Minutes
How to Choose a Business Insurance Provider
February 4, 2022
40% of small businesses are likely to experience a property or general liability insurance claim within the next decade. When your business is the…
0 Comments7 Minutes
Protecting Customers’ Personal Property: All About Bailee Insurance
January 14, 2022
Did you know that 11% of loads arriving at a distribution center have some level of damage? If you are transporting valuable property like artwork or…
0 Comments8 Minutes
Employment Practices Liability Insurance: A Complete Guide
Business Insurance,Employment Practices,Insurance
January 7, 2022
Studies show that almost 1 in 18 women, and 1 in 40 men, have experienced sexual harassment in the workplace. So when the Me Too movement globally…
0 Comments8 Minutes
How To Insure Your New Business: A Quick Guide
Business Insurance,Insurance,Cyber Liability
December 14, 2021
Businesses face financial risks every day, and having the right insurance could save you significantly if the unexpected happens. With 40% of small…
0 Comments9 Minutes
Does Home Insurance Cover Mold Damage?
Personal Insurance,Home Insurance,Insurance
December 8, 2021
Mold is a series of fungi that grow in damp places. Mold often smells terrible and comes with an abundance of health complications. Sneezing, runny…
0 Comments8 Minutes
Buying a Tesla? What to Consider in Your Insurance
Personal Insurance,Car Insurance,Insurance
November 17, 2021
Tesla is continuing to make waves in the auto industry at unprecedented levels. In 2020, there were over 200,000 new Teslas registered, and that…
0 Comments7 Minutes
Is It Possible To Take Out Cryptocurrency Insurance?
November 10, 2021
Earlier in 2021, there were 106 million people who had invested in cryptocurrency. This number has been steadily increasing since Bitcoin first made…
0 Comments7 Minutes
Commercial Property Insurance: How to Get the Right Coverage for Your Building
October 13, 2021
Most small business owners buy insurance with the hope that they'll never use it. That's why so many business owners are surprised by how much their…
0 Comments9 Minutes
Insuring Your Rolex: How to Buy Personal Property Insurance
October 6, 2021
Gaining the finer things always takes a little extra effort, but it has never been this difficult to buy a Rolex. As prices and demand soar, it's…
0 Comments9 Minutes
7 Secrets for Getting a Lower Auto Insurance Rate
Personal Insurance,Car Insurance,Insurance
September 15, 2021
The average cost of vehicle insurance in the US stands at around $1,592 per year. For many, this is a staggering figure and can easily cut into your…
0 Comments7 Minutes
All About the Different Types of Business Insurance
Business Auto Insurance,Business Insurance,Insurance,Cyber Liability
September 8, 2021
In 2018 alone, US businesses paid about $343 billion in lawsuits, $182 billion of which was shouldered by small businesses. The US tort system costs…
0 Comments8 Minutes
Liability Insurance Defined and Explained
Business Insurance,Management Liability,Insurance
August 28, 2021
If you run a business, chances are you've heard people tell you that you need business insurance policies. They are probably right! When you operate…
0 Comments7 Minutes
A Beginner’s Guide to Buying Homeowners Insurance
Personal Insurance,Home Insurance,Insurance
August 4, 2021
Approximately 64% of homeowners do not have adequate coverage and the worse part is that their houses are often underfunded by 27%. So, what does…
0 Comments8 Minutes
The Importance of EPLI Insurance
Risk Management,Business Insurance,Management Liability,Insurance
July 21, 2021
Businesses are facing unprecedented employment-related risks. Can employers require the COVID-19 vaccine? If your business can't bring all employees…
0 Comments8 Minutes
5 Things to Know About Flood Insurance
Flood Insurance,Personal Insurance,Home Insurance,Insurance
July 7, 2021
Whether it's a shallow pool of standing water in your basement or something much more serious, a flood can have a serious impact on your home. If you…
0 Comments8 Minutes
Why Are Construction Costs Rising?
Insurance,Construction Insurance,Home Insurance
June 30, 2021
The sticker shock is real! If you're a potential homeowner or a builder, be prepared for prices that are figuratively through the roof. But what is…
0 Comments8 Minutes
Home Insurance: Why Is It Important To Review Annually?
June 16, 2021
How often do you review your home insurance? Most homeowners buy insurance when they first buy the house, but they do not see the importance of…
0 Comments8 Minutes
Get Multiple Quick and Easy Cyber Insurance Quotes Instantly
Business Insurance,Insurance,Cyber Liability
June 14, 2021
In 2021, most businesses don’t need to be pressed too hard to realize they need cyber insurance or technology errors & omissions insurance, also…
0 Comments6 Minutes
The Importance of Surety Bonds in the Construction Industry
May 26, 2021
Construction is a risky business, especially with large multi-year projects. Economic downturns and material shortages can bring down a contractor,…
0 Comments8 Minutes
5 Prevalent Workers’ Compensation Insurance Trends for 2021
May 18, 2021
The effects of the COVID-19 pandemic severely affected the US economy, and it's currently in recovery mode. Various industries are also feeling the…
0 Comments8 Minutes
7 Factors to Consider When Choosing Insurance for Businesses
April 28, 2021
The Great Fire of London caused so much damage to property and businesses that an idea was born. That idea will save your business today. Insurance.…
0 Comments8 Minutes
7 Common Risk Management Mistakes and How to Avoid Them
Business Insurance,Risk Management,Insurance
April 14, 2021
Risk management is a big factor in business to prevent failures in projects. As a business, you need a strategy that allows rapid growth and…
0 Comments8 Minutes
The Small Business Owner’s Guide to Plumber Insurance
March 23, 2021
On average, every person in the US uses 100 gallons of water a day, and ensuring this passes safely through our homes and workplaces is vital.…
0 Comments7 Minutes
Flood Zone and Flood Insurance Myths, Debunked
Flood Insurance,Business Insurance,Insurance,Personal Insurance
March 9, 2021
Floods pose an immense danger to both people and property no matter what the situation is. This is not only evident in low-lying areas where you have…
0 Comments8 Minutes
Finding an Insurance Agency in Middlesex County, NJ
Agency News,Business Insurance,Insurance,Personal Insurance
February 9, 2021
Just about everyone needs some kind of insurance. This may be because it’s the law or just because it’s a sensible precaution. Finding just the right…
0 Comments8 Minutes
The Importance of the Right Landscaping Insurance in NJ
Risk Management,Business Insurance,Construction Insurance,Safety,Insurance
August 24, 2020
When running a landscaping business, you are likely all too aware of the many variables and complexities in job type and job location you will come…
0 Comments8 Minutes
Do I Need Insurance for My Commercial Fleet?
Risk Management,Business Insurance,Car Insurance,Insurance
August 13, 2020
Logistics are essential for any company to operate well. From the logistics used by our suppliers to provide us with vital goods and services, to the…
0 Comments8 Minutes
How to Find the Right Insurance for HVAC Contractors
Business Insurance,Construction Insurance,Insurance
July 28, 2020
As a heating, ventilation, and air conditioning (HVAC) contractor, you will be experienced in the maintenance and installation of boilers, heat…
0 Comments8 Minutes
Your Complete Guide to Homeowners Insurance in NJ
Personal Insurance,Home Insurance,Insurance
July 8, 2020
Homeowners insurance in NJ is one of the most important types of personal insurance that you can have. Whether you have a home in the suburbs, a…
0 Comments21 Minutes
A Guide to the Different Types of Insurances
May 4, 2020
Insurance only works if you have the right policies in place - before disaster strikes. However, with so many types of insurance, it can get…
0 Comments3 Minutes
Here is How Insurance Can Simplify Your Life in the Long Run
April 28, 2020
Insurance benefits individuals, businesses and organizations in more ways than one. No matter what type of insurance plan you have, the goal is to…
0 Comments3 Minutes
What is Builders Risk Insurance
Business Insurance,Construction Insurance,Insurance
February 3, 2020
Builders risk insurance protects the building during its construction. This insurance is important to have because damages and losses can occur from…
0 Comments3 Minutes
How to Budget Effectively When Dealing with Insurance Costs
January 27, 2020
Insurance is a big part of your financial life. Each month, you may have to pay premiums for home insurance, auto insurance, life insurance, renters…
0 Comments3 Minutes
Follow these Steps to Get a Free Insurance Quote
December 11, 2019
Insurance quotes can help you decide which carrier and coverage level is best. The best part is, they’re free! To get a good deal on car insurance,…
0 Comments4 Minutes
General Liability Insurance: What You Need to Know
October 17, 2019
As a small business owner, there are several types of insurance to consider. Some types are optional and others are mandatory, so it’s important to…
0 Comments4 Minutes
How to Stay Informed About Insurance Expenses
September 23, 2019
People often complain about their insurance costs increasing from year to year, but there are ways to stay informed and prevent sticker shock. It all…
0 Comments3 Minutes
6 Signs That it May Be Time to Change Your Insurance Plan
Car Insurance,Personal Insurance,Home Insurance,Insurance
August 21, 2019
It can be hard to determine if you should renew your insurance policy or shop around for a better one. Shopping around can help to ensure that you…
0 Comments3 Minutes
Top 4 Most Important Insurance Policies For Millennials
June 24, 2019
Today’s millennials are in their 20s and 30s - young and healthy. Does this mean that you can skimp on insurance? Not exactly. Insurance is necessary…
0 Comments4 Minutes
The Truth About Applying For Insurance With Health Conditions
March 19, 2019
If you have a health condition and plan to apply for health insurance, you are not alone. Many Americans have health-related problems that insurance…
0 Comments3 Minutes
The Surprising Benefits of General Liability Insurance
February 26, 2019
A general liability policy is a smart way to protect your business. Most businesses have this type of insurance because it signifies legitimacy and…
0 Comments3 Minutes
Tips For Preventing Insurance Fraud
January 4, 2019
Credit card fraud is something that consumers watch out for, but many do not consider the dangers of insurance fraud. Though insurance fraud…
0 Comments4 Minutes
4 Potential Consequences Of Being Uninsured in NJ
October 1, 2018
When you buy insurance for your home, vehicle, or health, you’re taking steps to manage risk. Each month, you pay a premium. In return, your…
0 Comments4 Minutes
How Life Insurance Can Improve Retirement in NJ
August 27, 2018
Most people think that life insurance only provides benefits to loved ones if they die. While life insurance will provide financial stability to your…
0 Comments3 Minutes