What Are the Benefits of D&O Insurance for Nonprofits?

Directors and Officers (D&O) Insurance is valuable for any organization, including nonprofit entities. Nonprofit organizations may not be driven…

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What Types of Insurance Policies Do Startup Businesses Need?

Starting a new business venture is an exhilarating journey filled with dreams, aspirations, and countless opportunities. However, it's essential not…

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5 Reasons to Invest in Small Business Hazard Insurance

Starting a small business can be very rewarding but also very challenging. There's a lot you need to stay on top of, and protecting your business is…

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What Insurance Does a Construction Company Need?

Most businesses require some kind of insurance, but in the construction industry, it's particularly important. There are substantial risks, so you…

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5 Reasons to Invest in Janitorial Liability Insurance for Your Business

While your business may focus on wiping, mopping, and dusting, liabilities still lurk in the darker and dustier places of the industry. Protecting…

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Pickleball Insurance Tips for Businesses in 2023

Pickleball is a rapidly growing sport that has captured the hearts of many players and enthusiasts worldwide. With its increasing popularity,…

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Excess Liability vs. Umbrella Insurance: What Are the Differences?

Want to know what rainy days, beach outings, and insurance have in common? They're all better with an umbrella. Both umbrella insurance and excess…

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3 Reasons to Get Management Liability Coverage

There are about 40 million lawsuits filed in the US every year. Many people dream of owning their own business, but it can take a lot more work than…

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What Do You Need to Know About High Risk Business Insurance?

Almost 30% of businesses in America fail due to the inability of the owner to get the right level of insurance. Sometimes, it can be hard to get…

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Homeowners Insurance vs Landlord Insurance: The Main Differences

Over 10 million Americans now earn at least some of their income from renting out properties. There are many steps to setting up such a form of…

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4 Reasons to Consider Insurance for Your Yoga Studio

If you run a yoga studio, you probably don't need us to tell you that yoga is scientifically proven to combat anxiety. Sometimes in life, you can say…

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Unpacking the Benefits of Business Insurance for Startups

Within the first year of a business operating, about 1 in 5 startups will fail. However, this doesn't have to be your business. You can do a few…

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An Overview of EPLI and What It Can Cover

Recent statistics reveal that 57% of corporate directors do not understand their organization's labor policies because they have not researched them…

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A Business Owner’s Guide to Risk Management Insurance

In the United States, about 1 in 5 businesses fail within the first year of opening. Businesses fail for several reasons, like an unexpected death, a…

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Your Guide to Bus Insurance

Did you know that school buses alone are responsible for tens of thousands of injuries yearly? For reasons like this, bus insurance is a common form…

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What Is Non-Profit Insurance and Do You Need It?

Studies suggest non-profit companies can file around twice as many of some types of insurance claims as other companies. The unique position…

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3 Reasons Your Business Needs Janitorial Insurance

Most companies will demand you have janitorial insurance before you can work with them. This ensures they do not have to cover any damage that may…

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5 Tips for Insuring Your Limousine Company

Limousines represent luxury, comfort, and prestige. Today's limos are modern, but the need and demand for these vehicles are as timeless as ever.…

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5 Questions To Ask Before Choosing a Fleet Insurance Policy

Over 450,000 fleets of commercial vehicles exist in the United States alone. With that amount of money on the line, fleet insurance is an important…

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Do Small Transportation Companies Need General Liability Insurance?

Data shows the number of crashes in 18-wheelers is going up every year despite other areas of transport becoming safer. If you are involving yourself…

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Estimating Insurance Costs for Limo Companies

According to the Bureau of Transportation Statistics, over 45,000 people died from auto accidents in 2021. If you run a limo company, insurance is a…

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Securing Excess Bank Deposits Beyond FDIC Limits: A Comprehensive Guide

Are you concerned about the safety of your bank deposits in the event of a bank failure? Bank failures became more frequent after the 2008 financial…

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3 Tips for Choosing Electrician Insurance Coverage

When your job involves working with electricity, you undoubtedly face daily risks. Electricians might do everything possible to practice safety…

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5 Factors to Consider When Choosing Marine Insurance

The marine industry is bustling all around US ports and waterways with hundreds of ships making port each and every day. These ships carry essential…

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Keeping Track of Your OSHA Logs Webinar

Sign Up - Click Here Date: Oct 28, 2022 08:30 AM in Eastern Time (US and Canada) 2022 OSHA Recordkeeping Compliance Update: Are You Prepared to…

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How to Navigate through Business Insurance Policies

Purchasing and managing business insurance in NJ is a big job. As a business owner, you’re responsible for understanding your risk and the coverages…

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What is Builders Risk Insurance

Builders risk insurance protects the building during its construction. This insurance is important to have because damages and losses can occur from…

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How Can Cyber Liability Insurance Help Me

Cyber liability insurance helps businesses and organizations cover financial losses that result from data breaches and other cyber issues. This…

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How to Budget Effectively When Dealing with Insurance Costs

Insurance is a big part of your financial life. Each month, you may have to pay premiums for home insurance, auto insurance, life insurance, renters…

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Beyond Insurance: How to Protect Your Business with Risk Management

Business insurance in NJ is just one solution among many when it comes to managing your total cost of risk. It’s also usually the most expensive…

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Flood Insurance

What You Need to Know About Flood Insurance

Flood zones are everywhere - not just along the coastline. In fact, 41 million Americans live in a high risk, or “Special Hazard” flood zones.  Don’t…

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Follow these Steps to Get a Free Insurance Quote

Insurance quotes can help you decide which carrier and coverage level is best. The best part is, they’re free! To get a good deal on car insurance,…

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How Fleet Insurance Will Save You a Lot of Money

If your business relies on transporting people, goods and/or equipment, you must efficiently insure your vehicles and keep them in good working…

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General Liability Insurance: What You Need to Know

As a small business owner, there are several types of insurance to consider. Some types are optional and others are mandatory, so it’s important to…

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How to Stay Informed About Insurance Expenses

People often complain about their insurance costs increasing from year to year, but there are ways to stay informed and prevent sticker shock. It all…

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How to Choose the Right Insurance Policy for Your Family

No family is indestructible. If you have a family that depends on you, the best way to protect them is with the right insurance coverage. With so…

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6 Signs That it May Be Time to Change Your Insurance Plan

It can be hard to determine if you should renew your insurance policy or shop around for a better one. Shopping around can help to ensure that you…

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Adding A Teenager To Your Auto Insurance Policy in NJ

Are you adding a teenager to your New Jersey auto insurance policy? This is probably an exciting time for your child, but it might be confusing for…

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Top 4 Most Important Insurance Policies For Millennials

Today’s millennials are in their 20s and 30s - young and healthy. Does this mean that you can skimp on insurance? Not exactly. Insurance is necessary…

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The Right Time To Purchase Life Insurance

Life insurance pays out a lump sum of money to loved ones when you die. With this money, your family can live the same quality of life, even if you…

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What To Know When Buying Business Insurance in NJ

Business insurance helps companies in New Jersey protect their financial assets. Without this coverage, you would have to pay out-of-pocket for any…

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How To Get The Most Out Of Your Insurance Company

Insurance premiums continue to rise, so it pays to be a savvy consumer. Too often, people pay for coverage and let it go to waste; this is like…

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Does Your Business Auto Policy Qualify for Fleet Insurance Discount?

One of the most exciting parts of being a business owner is watching the fruits of your labor grow. What some people don’t realize, however, is that…

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How To Compare Auto Insurance Rates in NJ

Once you obtain auto insurance quotes from several carriers, it’s time to compare the numbers. You can’t make a comparison based on price only, so…

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The Truth About Applying For Insurance With Health Conditions

If you have a health condition and plan to apply for health insurance, you are not alone. Many Americans have health-related problems that insurance…

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The Surprising Benefits of General Liability Insurance

A general liability policy is a smart way to protect your business. Most businesses have this type of insurance because it signifies legitimacy and…

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Signs You Are Overpaying For Auto Insurance

Are you worried that you’re overpaying for auto insurance? In many instances, people don’t start off paying more but end up getting there over time.…

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What To Do If You Are Denied Life Insurance

Have you been denied life insurance? It can be tough to learn that the insurance company you applied at isn’t willing to give you life insurance, but…

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Tips For Preventing Insurance Fraud

Credit card fraud is something that consumers watch out for, but many do not consider the dangers of insurance fraud. Though insurance fraud…

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Construction Insurance & Contractor’s Insurance Rundown

If you work in the construction industry, you already know that construction insurance is required for most projects. Construction insurance provides…

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Types Of Insurance Every Small Business Should Buy in NJ

If you own a small business, you need business insurance. In New Jersey, a small business is defined as having less than 500 employees. That’s a lot…

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Common Auto Insurance Myths Debunked

Auto insurance is complicated. There are different coverage types, and each state has its own requirements. There was a time when we could give…

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Why Umbrella Insurance May Be A Great Idea For You

When you don’t have enough coverage for your home or vehicle, your insurance agent may suggest umbrella insurance. Umbrella insurance extends your…

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4 Potential Consequences Of Being Uninsured in NJ

When you buy insurance for your home, vehicle, or health, you’re taking steps to manage risk. Each month, you pay a premium. In return, your…

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How Life Insurance Can Improve Retirement in NJ

Most people think that life insurance only provides benefits to loved ones if they die. While life insurance will provide financial stability to your…

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Do You Need Cyber Liability Insurance?

Cyberattacks are scary occurrences that no business wants to be a part of. Unfortunately, they happen. There are a number of tools and resources…

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