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The Importance of EPLI Insurance

Businesses are facing unprecedented employment-related risks. Can employers require the COVID-19 vaccine? If your business can't bring all employees…

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5 Things to Know About Flood Insurance

Whether it's a shallow pool of standing water in your basement or something much more serious, a flood can have a serious impact on your home. If you…

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0 Comments8 Minutes

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Why Are Construction Costs Rising?

The sticker shock is real! If you're a potential homeowner or a builder, be prepared for prices that are figuratively through the roof. But what is…

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Home Insurance: Why Is It Important To Review Annually?

How often do you review your home insurance? Most homeowners buy insurance when they first buy the house, but they do not see the importance of…

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Get Multiple Quick and Easy Cyber Insurance Quotes Instantly

In 2021, most businesses don’t need to be pressed too hard to realize they need cyber insurance or technology errors & omissions insurance, also…

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The Importance of Surety Bonds in the Construction Industry

Construction is a risky business, especially with large multi-year projects. Economic downturns and material shortages can bring down a contractor,…

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0 Comments8 Minutes

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5 Prevalent Workers’ Compensation Insurance Trends for 2021

The effects of the COVID-19 pandemic severely affected the US economy, and it's currently in recovery mode. Various industries are also feeling the…

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7 Factors to Consider When Choosing Insurance for Businesses

The Great Fire of London caused so much damage to property and businesses that an idea was born. That idea will save your business today. Insurance.…

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0 Comments8 Minutes

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7 Common Risk Management Mistakes and How to Avoid Them

Risk management is a big factor in business to prevent failures in projects. As a business, you need a strategy that allows rapid growth and…

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0 Comments8 Minutes

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The Small Business Owner’s Guide to Plumber Insurance

On average, every person in the US uses 100 gallons of water a day, and ensuring this passes safely through our homes and workplaces is vital.…

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0 Comments7 Minutes

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Oliver L.E. Soden Agency Partners With John B. Wright Insurance

OLIVER L.E. SODEN AGENCY PARTNERS WITH JOHN B. WRIGHT INSURANCE STRENGTHENING INSURANCE & RISK MANAGEMENT POSITION IN NEW JERSEY JAMESBURG, NJ –…

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Flood Zone and Flood Insurance Myths, Debunked

Floods pose an immense danger to both people and property no matter what the situation is. This is not only evident in low-lying areas where you have…

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Finding an Insurance Agency in Middlesex County, NJ

Just about everyone needs some kind of insurance. This may be because it’s the law or just because it’s a sensible precaution. Finding just the right…

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Key Factors that Impact Workers’ Compensation in NJ

What is workers' compensation in NJ? Workers’ compensation in New Jersey refers to a ‘no-fault’ insurance package that provides benefits to…

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0 Comments8 Minutes

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Insurance for Valuables: Protecting Your Prized Possessions

We can often feel like we’re safe when in our homes but our homes aren’t impenetrable. When owning a home, or even renting one, there’s always the…

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0 Comments8 Minutes

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Gym Insurance & Tips to Protect Your Business

For any fitness facility owners, having specific gym insurance is a must. When it is specific to gyms, rather than just for a business, it will cover…

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The Importance of the Right Landscaping Insurance in NJ

When running a landscaping business, you are likely all too aware of the many variables and complexities in job type and job location you will come…

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Do I Need Insurance for My Commercial Fleet?

Logistics are essential for any company to operate well. From the logistics used by our suppliers to provide us with vital goods and services, to the…

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Tropical Storm Isaias: Reporting Property Damage

Today, many of you were hit by Tropical Storm Isaias, and some of you have been left without power and potential property damage. If you’ve…

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How to Find the Right Insurance for HVAC Contractors

As a heating, ventilation, and air conditioning (HVAC) contractor, you will be experienced in the maintenance and installation of boilers, heat…

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0 Comments8 Minutes

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The Soden Agency is Now an NJM Premier Agent

Relationship Gives Access to Nationally Recognized Mid-Atlantic Carrier’s Business Insurance Products and Services July 20th, 2020 – The Oliver L.E.…

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HVAC Insurance: What Home & Business Owners Need to Know

Most homeowner policies will have some coverage for heating, ventilation, and air condition units. If they are damaged in a fire, for example, they…

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0 Comments16 Minutes

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Your Complete Guide to Homeowners Insurance in NJ

Homeowners insurance in NJ is one of the most important types of personal insurance that you can have. Whether you have a home in the suburbs, a…

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COVID-19 Return To Work Resources Bundle

As states begin to loosen restrictions and many businesses and individuals are getting back to work, or are at least planning to do so in the coming…

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NJ Department of Insurance Mandates Premium Relief

While there have been many insurance carriers providing relief voluntarily, particularly for personal auto insurance, there had not been any official…

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Please Join Us: Essential Considerations for Returning to Work | Wednesday, May 13, 2020

Recently, Governor Murphy sketched out the benchmarks New Jersey will have to reach before the COVID-19 lockdown can be lifted. The stay at home…

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A Guide to the Different Types of Insurances

Insurance only works if you have the right policies in place - before disaster strikes. However, with so many types of insurance, it can get…

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Here is How Insurance Can Simplify Your Life in the Long Run

Insurance benefits individuals, businesses and organizations in more ways than one. No matter what type of insurance plan you have, the goal is to…

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Navigating the CARES Act and the SBA Loan Options

  Co-sponsored by Oliver L.E. Soden Agency, Powell & Roman, LLC and Prager Metis CPAs, the webinar is an informational session for all…

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COVID-19 Reference Documents

Here you will find reference documents, information and newsletters we have been distributing to clients to keep them up to date regarding the…

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Will Business Interruption Insurance Cover Coronavirus (COVID-19)?

As with any possible cause of loss, the answer definitely depends on the specific policy language in your policy. Before I get into this though, the…

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Protecting Your Employees from Coronavirus (COVID-19)?

I have been fielding quite a few questions from clients regarding their concerns about the Coronavirus / COVID-19 over the past couple weeks, and I…

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Mortgage Companies Must Accept Private Flood Insurance Effective July 1

This article may confuse you if you are one of our clients who already has a private flood insurance policy. We have been writing private flood…

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We were named 2018 Agency of the Year by New Jersey Agents Alliance!

The Soden Insurance Agency is proud to announce that we were named the 2018 Insurance Agency of the Year!  The New Jersey Agents Alliance gives…

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FLOOD INSURANCE UPDATE EDIT: FEMA Reverses Shutdown Decision

EDIT: December 28, 2019 - 8:45 PM Only hours after posting the article below FEMA has reversed their decision and is now allowing the flood program…

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Employment Practices Liability Insurance

Is your insurance program keeping up with the times?  Issues involving sexual harassment and discrimination are all over the news, but do you know…

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