liability insurance document

Employment Practices Liability Insurance and the Employment Process

How do you protect your company when the threat is from the inside? So many steps in the employment process can go wrong. Without liability…

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0 Comments8 Minutes

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What Does Homeowners Insurance Cover?

Homeowners insurance can be a daunting subject. What does it cover? What does it not cover? You certainly don’t want to assume anything about your…

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0 Comments8 Minutes

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Types of Insurance A Fitness Center Will Need

Believe it or not, recent years have seen a 35% increase in gym injuries. If you own or manage a fitness center, it's critical to have all the…

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0 Comments7 Minutes

reviewing a homeowners insurance policy physical document

Top 5 Mistakes People Make When Buying Homeowners Insurance

In 2021, 5.1% of insured homes had to put in a claim. With that number being 1 in 20, that makes it likely that you may have to put in one too. That…

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0 Comments7 Minutes

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Does General Liability Include Product Recall Insurance?

Your business invests tons of time and resources into crafting the perfect products. These products aim to meet a need in your customers' lives, both…

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0 Comments8 Minutes

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What Is Considered an “Act of God” in Insurance?

A lot of images come up when we hear the phrase "act of God." Also, depending on who you ask, personal explanations of the phrase can differ a great…

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0 Comments8 Minutes

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8 Business Insurance Shopping Mistakes and How to Avoid Them

In the United States, about 75% of businesses are underinsured. Whether you are a new business owner or an established company, it is important that…

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0 Comments7 Minutes

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How to Choose a Business Insurance Provider

40% of small businesses are likely to experience a property or general liability insurance claim within the next decade. When your business is the…

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0 Comments7 Minutes

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Protecting Customers’ Personal Property: All About Bailee Insurance

Did you know that 11% of loads arriving at a distribution center have some level of damage? If you are transporting valuable property like artwork or…

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0 Comments8 Minutes

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Employment Practices Liability Insurance: A Complete Guide

Studies show that almost 1 in 18 women, and 1 in 40 men, have experienced sexual harassment in the workplace. So when the Me Too movement globally…

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0 Comments8 Minutes

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How To Insure Your New Business: A Quick Guide

Businesses face financial risks every day, and having the right insurance could save you significantly if the unexpected happens. With 40% of small…

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0 Comments9 Minutes

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Does Home Insurance Cover Mold Damage?

Mold is a series of fungi that grow in damp places. Mold often smells terrible and comes with an abundance of health complications. Sneezing, runny…

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0 Comments8 Minutes

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Buying a Tesla? What to Consider in Your Insurance

Tesla is continuing to make waves in the auto industry at unprecedented levels. In 2020, there were over 200,000 new Teslas registered, and that…

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0 Comments7 Minutes

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Is It Possible To Take Out Cryptocurrency Insurance?

Earlier in 2021, there were 106 million people who had invested in cryptocurrency. This number has been steadily increasing since Bitcoin first made…

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0 Comments7 Minutes

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Commercial Property Insurance: How to Get the Right Coverage for Your Building

Most small business owners buy insurance with the hope that they'll never use it. That's why so many business owners are surprised by how much their…

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0 Comments9 Minutes

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Insuring Your Rolex: How to Buy Personal Property Insurance

Gaining the finer things always takes a little extra effort, but it has never been this difficult to buy a Rolex. As prices and demand soar, it's…

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0 Comments9 Minutes

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7 Secrets for Getting a Lower Auto Insurance Rate

The average cost of vehicle insurance in the US stands at around $1,592 per year. For many, this is a staggering figure and can easily cut into your…

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0 Comments7 Minutes

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All About the Different Types of Business Insurance

In 2018 alone, US businesses paid about $343 billion in lawsuits, $182 billion of which was shouldered by small businesses. The US tort system costs…

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0 Comments8 Minutes

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Liability Insurance Defined and Explained

If you run a business, chances are you've heard people tell you that you need business insurance policies. They are probably right! When you operate…

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0 Comments7 Minutes

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A Beginner’s Guide to Buying Homeowners Insurance

Approximately 64% of homeowners do not have adequate coverage and the worse part is that their houses are often underfunded by 27%. So, what does…

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0 Comments8 Minutes

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The Importance of EPLI Insurance

Businesses are facing unprecedented employment-related risks. Can employers require the COVID-19 vaccine? If your business can't bring all employees…

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0 Comments8 Minutes

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5 Things to Know About Flood Insurance

Whether it's a shallow pool of standing water in your basement or something much more serious, a flood can have a serious impact on your home. If you…

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0 Comments8 Minutes

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Why Are Construction Costs Rising?

The sticker shock is real! If you're a potential homeowner or a builder, be prepared for prices that are figuratively through the roof. But what is…

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0 Comments8 Minutes

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Home Insurance: Why Is It Important To Review Annually?

How often do you review your home insurance? Most homeowners buy insurance when they first buy the house, but they do not see the importance of…

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0 Comments8 Minutes

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Get Multiple Quick and Easy Cyber Insurance Quotes Instantly

In 2021, most businesses don’t need to be pressed too hard to realize they need cyber insurance or technology errors & omissions insurance, also…

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0 Comments6 Minutes

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The Importance of Surety Bonds in the Construction Industry

Construction is a risky business, especially with large multi-year projects. Economic downturns and material shortages can bring down a contractor,…

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0 Comments8 Minutes

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5 Prevalent Workers’ Compensation Insurance Trends for 2021

The effects of the COVID-19 pandemic severely affected the US economy, and it's currently in recovery mode. Various industries are also feeling the…

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0 Comments8 Minutes

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7 Factors to Consider When Choosing Insurance for Businesses

The Great Fire of London caused so much damage to property and businesses that an idea was born. That idea will save your business today. Insurance.…

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0 Comments8 Minutes

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7 Common Risk Management Mistakes and How to Avoid Them

Risk management is a big factor in business to prevent failures in projects. As a business, you need a strategy that allows rapid growth and…

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0 Comments8 Minutes

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The Small Business Owner’s Guide to Plumber Insurance

On average, every person in the US uses 100 gallons of water a day, and ensuring this passes safely through our homes and workplaces is vital.…

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0 Comments7 Minutes

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Oliver L.E. Soden Agency Partners With John B. Wright Insurance

OLIVER L.E. SODEN AGENCY PARTNERS WITH JOHN B. WRIGHT INSURANCE STRENGTHENING INSURANCE & RISK MANAGEMENT POSITION IN NEW JERSEY JAMESBURG, NJ –…

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Flood Zone and Flood Insurance Myths, Debunked

Floods pose an immense danger to both people and property no matter what the situation is. This is not only evident in low-lying areas where you have…

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0 Comments8 Minutes

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Finding an Insurance Agency in Middlesex County, NJ

Just about everyone needs some kind of insurance. This may be because it’s the law or just because it’s a sensible precaution. Finding just the right…

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0 Comments8 Minutes

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Key Factors that Impact Workers’ Compensation in NJ

What is workers' compensation in NJ? Workers’ compensation in New Jersey refers to a ‘no-fault’ insurance package that provides benefits to…

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0 Comments8 Minutes

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Insurance for Valuables: Protecting Your Prized Possessions

We can often feel like we’re safe when in our homes but our homes aren’t impenetrable. When owning a home, or even renting one, there’s always the…

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0 Comments8 Minutes

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Gym Insurance & Tips to Protect Your Business

For any fitness facility owners, having specific gym insurance is a must. When it is specific to gyms, rather than just for a business, it will cover…

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The Importance of the Right Landscaping Insurance in NJ

When running a landscaping business, you are likely all too aware of the many variables and complexities in job type and job location you will come…

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0 Comments8 Minutes

Do I Need Insurance for My Commercial Fleet?

Logistics are essential for any company to operate well. From the logistics used by our suppliers to provide us with vital goods and services, to the…

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0 Comments8 Minutes

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How to Find the Right Insurance for HVAC Contractors

As a heating, ventilation, and air conditioning (HVAC) contractor, you will be experienced in the maintenance and installation of boilers, heat…

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0 Comments8 Minutes

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The Soden Agency is Now an NJM Premier Agent

Relationship Gives Access to Nationally Recognized Mid-Atlantic Carrier’s Business Insurance Products and Services July 20th, 2020 – The Oliver L.E.…

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0 Comments3 Minutes

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HVAC Insurance: What Home & Business Owners Need to Know

Most homeowner policies will have some coverage for heating, ventilation, and air condition units. If they are damaged in a fire, for example, they…

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0 Comments16 Minutes

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Your Complete Guide to Homeowners Insurance in NJ

Homeowners insurance in NJ is one of the most important types of personal insurance that you can have. Whether you have a home in the suburbs, a…

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0 Comments21 Minutes

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A Guide to the Different Types of Insurances

Insurance only works if you have the right policies in place - before disaster strikes. However, with so many types of insurance, it can get…

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0 Comments3 Minutes

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Here is How Insurance Can Simplify Your Life in the Long Run

Insurance benefits individuals, businesses and organizations in more ways than one. No matter what type of insurance plan you have, the goal is to…

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0 Comments3 Minutes