Coastal home insurance is a necessity for New Jerseyans living along the coast. While extraordinarily beautiful, beachfront properties are at a higher risk for flood hazards, wind hazards, wave hazards and erosion hazards. As a native New Jersey company, Soden Agency has been helping people protect their beach homes since...
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No family is indestructible. If you have a family that depends on you, the best way to protect them is with the right insurance coverage. With so many insurance options, it’s helpful to work with an independent insurance broker. This person can assess your lifestyle and risk and ensure you...
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It can be hard to determine if you should renew your insurance policy or shop around for a better one. Shopping around can help to ensure that you are getting the best coverage and rates, but be careful not to switch insurance companies too often, or you could lose out...
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Are you thinking about buying a second home in New Jersey? This investment offers many perks, such as tax savings, rental income, and an additional place to spend with family and friends. But, just like your primary home, a second property comes with risks that must be accounted for. In...
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Insurance premiums continue to rise, so it pays to be a savvy consumer. Too often, people pay for coverage and let it go to waste; this is like throwing money out the window! Because each type of insurance is different, we’re going to go through the three basic insurance types...
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Do-it-yourself (DIY) projects do more than improve the look of your home for a lower cost. They can also help you save on home insurance premiums. The insurance companies love when homeowners make regular repairs and updates because this tells them that the home is well-maintained. Well-kept homes are less...
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