people reviewing homeowners insurance documents next to a calculator, money, and model home

7 Homeowners Insurance Buying Mistakes and How to Avoid Them

When it comes time to buying insurance for your home, you want to know your options. You need to know what your best bet is for a homeowners…

Read More


0 Comments7 Minutes

home insurance contract

What Does Homeowners Insurance Cover?

Homeowners insurance can be a daunting subject. What does it cover? What does it not cover? You certainly don’t want to assume anything about your…

Read More


0 Comments8 Minutes

reviewing a homeowners insurance policy physical document

Top 5 Mistakes People Make When Buying Homeowners Insurance

In 2021, 5.1% of insured homes had to put in a claim. With that number being 1 in 20, that makes it likely that you may have to put in one too. That…

Read More


0 Comments7 Minutes

flooded conference room in office

What Is Considered an “Act of God” in Insurance?

A lot of images come up when we hear the phrase "act of God." Also, depending on who you ask, personal explanations of the phrase can differ a great…

Read More


0 Comments8 Minutes

tiny model home with keys next to it

Does Home Insurance Cover Mold Damage?

Mold is a series of fungi that grow in damp places. Mold often smells terrible and comes with an abundance of health complications. Sneezing, runny…

Read More


0 Comments8 Minutes

three people researching home insurance on laptop

A Beginner’s Guide to Buying Homeowners Insurance

Approximately 64% of homeowners do not have adequate coverage and the worse part is that their houses are often underfunded by 27%. So, what does…

Read More


0 Comments8 Minutes

flooded living room

5 Things to Know About Flood Insurance

Whether it's a shallow pool of standing water in your basement or something much more serious, a flood can have a serious impact on your home. If you…

Read More


0 Comments8 Minutes

the exterior of a new house under construction

Why Are Construction Costs Rising?

The sticker shock is real! If you're a potential homeowner or a builder, be prepared for prices that are figuratively through the roof. But what is…

Read More


0 Comments8 Minutes

man covering model toy home with hands

Home Insurance: Why Is It Important To Review Annually?

How often do you review your home insurance? Most homeowners buy insurance when they first buy the house, but they do not see the importance of…

Read More


0 Comments8 Minutes

Luxury watches collection including Zenith El Primero, Eberhard Extra Fort, Longines and different models of Rolex

Insurance for Valuables: Protecting Your Prized Possessions

We can often feel like we’re safe when in our homes but our homes aren’t impenetrable. When owning a home, or even renting one, there’s always the…

Read More


0 Comments8 Minutes

two nice hvac units at a home

HVAC Insurance: What Home & Business Owners Need to Know

Most homeowner policies will have some coverage for heating, ventilation, and air condition units. If they are damaged in a fire, for example, they…

Read More


0 Comments16 Minutes

Happy Family of four lying down on grass at their new home

Your Complete Guide to Homeowners Insurance in NJ

Homeowners insurance in NJ is one of the most important types of personal insurance that you can have. Whether you have a home in the suburbs, a…

Read More


0 Comments21 Minutes

How to Choose the Right Insurance Policy for Your Family

No family is indestructible. If you have a family that depends on you, the best way to protect them is with the right insurance coverage. With so…

Read More


0 Comments4 Minutes

6 Signs That it May Be Time to Change Your Insurance Plan

It can be hard to determine if you should renew your insurance policy or shop around for a better one. Shopping around can help to ensure that you…

Read More


0 Comments3 Minutes

How To Get The Most Out Of Your Insurance Company

Insurance premiums continue to rise, so it pays to be a savvy consumer. Too often, people pay for coverage and let it go to waste; this is like…

Read More


0 Comments5 Minutes

Why Umbrella Insurance May Be A Great Idea For You

When you don’t have enough coverage for your home or vehicle, your insurance agent may suggest umbrella insurance. Umbrella insurance extends your…

Read More


0 Comments3 Minutes