6 Signs That it May Be Time to Change Your Insurance Plan
Key Takeaways Consider changing your insurance plan if your life circumstances have changed, such as marriage, moving, or a new job. Review your…
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Why Umbrella Insurance May Be A Great Idea For You
Key Takeaways Umbrella insurance provides additional liability coverage that extends beyond the limits of standard policies, such as home, auto, or…
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The Legal Leash: Understanding Pet Owner Liability
As beloved members of our families, pets bring joy, companionship, and unconditional love into our lives. However, the joys of pet ownership come…
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The Best Way to Handle Neighbor Disputes and Liabilities
Residing near others in a community setting inherently brings the potential for disputes, which can span a wide array of issues, from noise…
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The Hidden Risks and Liabilities of Owning Waterfront Property
Owning a waterfront property is a dream for many, conjuring images of serene waterscapes, leisurely days spent by the shore, and the promise of a…
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Securing Excess Bank Deposits Beyond FDIC Limits: A Comprehensive Guide
Are you concerned about the safety of your bank deposits in the event of a bank failure? Bank failures became more frequent after the 2008 financial…
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What Does Homeowners Insurance Cover?
Homeowners insurance can be a daunting subject. What does it cover? What does it not cover? You certainly don’t want to assume anything about your…
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Top 5 Mistakes People Make When Buying Homeowners Insurance
In 2021, 5.1% of insured homes had to put in a claim. With that number being 1 in 20, that makes it likely that you may have to put in one too. That…
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What Is Considered an “Act of God” in Insurance?
A lot of images come up when we hear the phrase "act of God." Also, depending on who you ask, personal explanations of the phrase can differ a great…
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Does Home Insurance Cover Mold Damage?
Mold is a series of fungi that grow in damp places. Mold often smells terrible and comes with an abundance of health complications. Sneezing, runny…
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Buying a Tesla? What to Consider in Your Insurance
Tesla is continuing to make waves in the auto industry at unprecedented levels. In 2020, there were over 200,000 new Teslas registered, and that…
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Is It Possible To Take Out Cryptocurrency Insurance?
Earlier in 2021, there were 106 million people who had invested in cryptocurrency. This number has been steadily increasing since Bitcoin first made…
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Insuring Your Rolex: How to Buy Personal Property Insurance
Gaining the finer things always takes a little extra effort, but it has never been this difficult to buy a Rolex. As prices and demand soar, it's…
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7 Secrets for Getting a Lower Auto Insurance Rate
The average cost of vehicle insurance in the US stands at around $1,592 per year. For many, this is a staggering figure and can easily cut into your…
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A Beginner’s Guide to Buying Homeowners Insurance
Approximately 64% of homeowners do not have adequate coverage and the worse part is that their houses are often underfunded by 27%. So, what does…
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5 Things to Know About Flood Insurance
Whether it's a shallow pool of standing water in your basement or something much more serious, a flood can have a serious impact on your home. If you…
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Flood Zone and Flood Insurance Myths, Debunked
Floods pose an immense danger to both people and property no matter what the situation is. This is not only evident in low-lying areas where you have…
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Finding an Insurance Agency in Middlesex County, NJ
Just about everyone needs some kind of insurance. This may be because it’s the law or just because it’s a sensible precaution. Finding just the right…
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Insurance for Valuables: Protecting Your Prized Possessions
We can often feel like we’re safe when in our homes but our homes aren’t impenetrable. When owning a home, or even renting one, there’s always the…
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Your Complete Guide to Homeowners Insurance in NJ
Homeowners insurance in NJ is one of the most important types of personal insurance that you can have. Whether you have a home in the suburbs, a…
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How to Choose the Right Insurance Policy for Your Family
No family is indestructible. If you have a family that depends on you, the best way to protect them is with the right insurance coverage. With so…
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