6 Signs That it May Be Time to Change Your Insurance Plan
Key Takeaways Consider changing your insurance plan if your life circumstances have changed, such as marriage, moving, or a new job. Review your…
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Why Umbrella Insurance May Be A Great Idea For You
Key Takeaways Umbrella insurance provides additional liability coverage that extends beyond the limits of standard policies, such as home, auto, or…
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The Legal Leash: Understanding Pet Owner Liability
As beloved members of our families, pets bring joy, companionship, and unconditional love into our lives. However, the joys of pet ownership come…
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The Best Way to Handle Neighbor Disputes and Liabilities
Residing near others in a community setting inherently brings the potential for disputes, which can span a wide array of issues, from noise…
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The Hidden Risks and Liabilities of Owning Waterfront Property
Owning a waterfront property is a dream for many, conjuring images of serene waterscapes, leisurely days spent by the shore, and the promise of a…
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Homeowners Insurance vs Landlord Insurance: The Main Differences
Over 10 million Americans now earn at least some of their income from renting out properties. There are many steps to setting up such a form of…
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How Much Home Insurance Do I Need?
Whether you're a new homeowner or someone who has been making improvements and accumulating possessions for years, the question “how much home…
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7 Homeowners Insurance Buying Mistakes and How to Avoid Them
When it comes time to buying insurance for your home, you want to know your options. You need to know what your best bet is for a homeowners…
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What Does Homeowners Insurance Cover?
Homeowners insurance can be a daunting subject. What does it cover? What does it not cover? You certainly don’t want to assume anything about your…
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Top 5 Mistakes People Make When Buying Homeowners Insurance
In 2021, 5.1% of insured homes had to put in a claim. With that number being 1 in 20, that makes it likely that you may have to put in one too. That…
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What Is Considered an “Act of God” in Insurance?
A lot of images come up when we hear the phrase "act of God." Also, depending on who you ask, personal explanations of the phrase can differ a great…
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Does Home Insurance Cover Mold Damage?
Mold is a series of fungi that grow in damp places. Mold often smells terrible and comes with an abundance of health complications. Sneezing, runny…
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A Beginner’s Guide to Buying Homeowners Insurance
Approximately 64% of homeowners do not have adequate coverage and the worse part is that their houses are often underfunded by 27%. So, what does…
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5 Things to Know About Flood Insurance
Whether it's a shallow pool of standing water in your basement or something much more serious, a flood can have a serious impact on your home. If you…
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Why Are Construction Costs Rising?
The sticker shock is real! If you're a potential homeowner or a builder, be prepared for prices that are figuratively through the roof. But what is…
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Home Insurance: Why Is It Important To Review Annually?
How often do you review your home insurance? Most homeowners buy insurance when they first buy the house, but they do not see the importance of…
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Insurance for Valuables: Protecting Your Prized Possessions
We can often feel like we’re safe when in our homes but our homes aren’t impenetrable. When owning a home, or even renting one, there’s always the…
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HVAC Insurance: What Home & Business Owners Need to Know
Most homeowner policies will have some coverage for heating, ventilation, and air condition units. If they are damaged in a fire, for example, they…
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Your Complete Guide to Homeowners Insurance in NJ
Homeowners insurance in NJ is one of the most important types of personal insurance that you can have. Whether you have a home in the suburbs, a…
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How to Choose the Right Insurance Policy for Your Family
No family is indestructible. If you have a family that depends on you, the best way to protect them is with the right insurance coverage. With so…
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How To Get The Most Out Of Your Insurance Company
Insurance premiums continue to rise, so it pays to be a savvy consumer. Too often, people pay for coverage and let it go to waste; this is like…
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