Pickleball Insurance Tips for Businesses in 2025

Before going into pickleball insurance tips for businesses in 2025, it’s important to look at major trends that are affecting pickleball clubs and facility franchises. At a high level, the biggest trend for pickleball facilities is the continued rapid growth in the industry. That means businesses like pickleball equipment retailers, clubs, and court facilities are flourishing, and pickleball franchises are constantly adding new locations.

However, this rapid expansion comes with increased risks. Having proper risk management strategies in place along with the right insurance coverage is critical to safeguarding your pickleball business.

In this updated guide for 2025, we’ll dig deeper into trends shaping the pickleball industry and provide tips to help you secure the right insurance coverage for your pickleball courts and facilities.

Why Pickleball Facility Insurance Matters in 2025

Before diving into pickleball industry trends and top risk management tips, it’s essential to recognize why insurance is crucial for businesses in this industry.

Pickleball, like any other sport, carries inherent risks. Accidents can happen on the court, injuries can occur, and equipment can get damaged. Without proper insurance, your business could be vulnerable to lawsuits and financial losses.

At the same time, pickleball as a sport is evolving, and clubs and club facilities are changing along with it. Tailored risk management and insurance policies for pickleball facilities help owners to avoid gaps in coverage and protect their investments as they look to scale their businesses.

Pickleball Industry Trends for Facility & Franchise Owners

Professionals who work with pickleball facility owners and managers have these predictions for the industry in 2025.

Pickleball Court Facilities Offering Range of Amenities

According to pickleball business consultant Bill Pryor, pickleball businesses are becoming increasingly specialized to attract niche clientele.

“Entrepreneurs are cooking up a variety of models. We’ve engaged with folks about 2-court ‘swipe entry’ non-employee facilities, and 50-court centers with championship seating, elaborate restaurants, complimentary sports offerings, and health and fitness add-ins. The most common plan seems to be 8-12 courts with a primary pickleball emphasis, but there’s a lot more going on.” – Bill Pryor, Pickleball Business Advisor, Building a Pickleball Business

Source: PikleballBizAdvisor.com

Incorporation of Luxury Concepts

At the same time, those niche offerings are being paired with high-end experiences that can equate to added financial risk for facility owners.

“Pickleball isn’t just about play — it’s about the entire experience. Venues are increasingly offering high-end dining, premium amenities, and social spaces to appeal to a more upscale clientele. Think scratch-made food, craft cocktails, and relaxation spaces alongside top-notch courts.” – Rachel Chonko, Editor-in-Chief, Pickleball Innovators

Source: Pickleball Innovators

Pickleball is Getting More Intense

Pickleball facility owners should also keep in mind that coverage needs can change over time, and technological advances can affect gameplay safety and lead to more incidents.

“Recent developments in paddle technology and player strategies are accelerating the pace of the game. Modern paddles now offer increased power and responsiveness, allowing players to hit harder and faster than ever. Combine this with a growing preference for aggressive gameplay, and you’ve got a recipe for electrifying rallies — and a unique challenge for players.”

CJ Johnson, Athlete/Author, Better Pickleball

Source: Better Pickleball

Pickleball Facility Owners Opting for Tailored Risk Management Plans

A major trend athletic facility risk management expert Hal Soden has heard among pickleball clubs and facility owners is that their businesses have unique challenges that standard coverage policies aren’t built to handle. As a result, we’re seeing an emergence of pickleball facility insurance.

“We’ll see more pickleball facilities with risk management and insurance policies that are created specifically for the organization’s needs. Insurance companies aren’t equipped or innovative enough to be at the forefront of this type of insurance, and we’ve talked to facility owners who had major coverage gaps because they had a repackaged standard plan from other insurers.” – Hal Soden, Principle, Oliver L.E. Soden Agency

Tips for Businesses Seeking Pickleball Insurance in 2025

Now that you understand the importance of insurance and the types of coverage available let’s explore some essential tips for businesses in the pickleball industry when seeking insurance:

1. Assess Your Needs

Before purchasing insurance, conduct a thorough assessment of your business’s unique needs. Consider the size of your facility, the number of employees, the value of your equipment, and the risk associated with your operations. Tailor your insurance coverage to match these specific requirements.

2. Shop Around

Insurance premiums can vary significantly between providers, so it’s essential to shop around and get multiple quotes. Consider working with an independent insurance agent who can help you compare options from various insurers to find the best coverage at the most competitive rates.

3. Review Coverage Limits

When comparing insurance policies, pay close attention to coverage limits. Ensure that the limits offered are sufficient to cover potential liabilities and losses. Inadequate coverage could leave your business exposed to financial risks.

4. Understand Exclusions

Be aware of any exclusions in your insurance policy. Exclusions are specific situations or risks that your insurance may not cover. Understanding these exclusions is crucial to avoid unexpected gaps in your coverage.

5. Seek Insurance Advice

It’s advisable to consult with a professional who specializes in insurance matters. They can help you understand the intricacies of your policy and ensure that it meets all the requirements and industry standards.

6. Regularly Review and Update

As your business evolves and grows, your insurance needs may also change. Regularly review your insurance policies and update them to reflect any changes in your business, such as expansion, new equipment purchases, or increased staff.

Key Takeaways

Insurance is a critical component of protecting your business in 2025 and beyond, especially if you offer pickleball services. By understanding the types of insurance available, assessing your specific needs, and following these tips, you can ensure that your business is adequately protected against potential risks and liabilities.