Follow these Steps to Get a Free Insurance Quote

Insurance quotes can help you decide which carrier and coverage level is best. The best part is, they’re free! To get a good deal on car insurance, you should compare multiple quotes. With a side-by-side comparison, you can go through each line and make sure you’re getting comprehensive coverage. Avoid looking at the bottom line only as this can be misleading.

Below are the steps to follow to get free insurance quotes in NJ from different carriers.

Step 1. Gather your information.

The first step is to gather the information you need to request a quote. Whether you choose to do this online or through an independent broker, you will need things like your current policy, your driver’s license, your vehicle information and your social security number.

Step 2. Get insurance quotes online or by phone.

There are a few ways to get quotes. The most common are to fill out an online form or call the company directly. You’ll need to decide on your preferred liability and coverage levels, though you can change them later. If you work with an independent insurance agent, a single request will provide you with several quotes.

Step 3. Do a side-by-side comparison.

When you have several quotes, it’s time to look them over. You want to make sure the following matches up:

– Liability limits

– Uninsured/underinsured motorist limits

– Collision and comprehensive deductibles

Insurance carriers calculate monthly premiums using their own formulas, so expect the quotes to vary from one another. However, the most important thing is that you are comparing apples to apples. If the above information matches up across quotes, you’re in good shape.  

Step 4. Personalize your quotes.

For insurance quotes in NJ that don’t match up, change them to your desired preferences and re-compare them. Now is also the time to get more specific with your plans, such as by lowering the deductible or adding on towing and labor cost coverage. Sometimes, these changes are worth the peace of mind they bring.

Step 5. Ask about discounts.

Once you narrow down your search, contact the insurance company to see what perks and rewards you may qualify for. A good driving history typically comes with a discount, but there are others to ask about as well: car safety features, customer loyalty and military or employment affiliation.

 Get a Free Quote from Soden Agency Today

Once you find an insurance policy that works for you, you can choose your policy and apply for coverage. Getting free insurance quotes isn’t hard to do, but it’s important to properly compare them.

Soden Agency offers a wide range of products from multiple insurance companies. One call is all you need to get multiple quotes from different carriers! We’re also happy to provide you with guidance on coverages and prices. Our quotes are free and you don’t have to do any of the legwork!