Product & General Liability Insurance NJ

Product Liability suitable for Manufacturers, Importers, Distributors and Inventors.

No one expects their product to fail to work properly or cause injury to consumers, but even the most careful manufacturer of high-quality goods can make mistakes, and there can almost always be unforeseen uses and applications.

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Consumers may be injured by how a product is designed, manufactured, marketed or even misused. Even if your product is misused, your business can still be liable for any resulting damages. Product liability protects businesses from the fallout which may occur in the event that a product causes bodily injury or other damage to third parties. When something goes wrong with your product, both customers and juries will expect you to make things right.  This is why is vital that your insurance program responds appropriately during such critical times.

At the Soden agency, we don’t try to fit a square peg in a round hole.  We build your policies and program from the ground-up. We investigate and get to know your business and your products so that we provide you with what you need – no more, no less.  We think outside of the box to find solutions and we don’t limit you to one specific insurance company program.

Our agency also understands that your product liability needs may change as your business changes and grows. This is why we offer annual reviews of your current coverage to identify areas where you may need to alter your policies to reflect these changes. We also offer a full range of other insurance policy needs, as well as non-insurance solutions such as risk management consulting, OSHA training and Experience Mod Services – often at no additional cost to you.

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