Go Above General Liability

There are a growing number of other occupations that represent an exposure to liability loss that needs special protection, including pharmacists, architects, engineers, opticians, beauticians, insurance agents, consultants, and many others.

Back To Business Insurance

Professionals, such as doctors, lawyers and accountants, have long been held highly accountable for the consequences of their decisions. While such professions are still the “Big Three,” there are a growing number of other occupations that represent an exposure to liability loss that needs special protection, including pharmacists, architects, engineers, opticians, beauticians, insurance agents, consultants, and many others.

In most instances, a type of coverage called a commercial general liability policy will protect a business against the damage or injury their actions may cause to others. However, this type policy is designed to handle routine, fairly generic, and low-risk activities. Examples are customers who cut their hands on a sharp edge of an office’s reception desk or a customer who is hurt when she collides with a clerk who is stocking a shelf. Much more is at stake with professional activities.

Some Content Provided By: © Insurance Information Institute, Inc. – Used With Permission ALL RIGHTS RESERVED

Looking For Something Else?

Check out our Business and Speciality Insurance options available.

LATEST ARTICLES

How Life Insurance Can Improve Retirement in NJ

Most people think that life insurance only provides benefits to loved ones if they die. While life insurance will provide...

LEARN MORE

Do You Need Cyber Liability Insurance?

Cyberattacks are scary occurrences that no business wants to be a part of. Unfortunately, they happen. There are a number...

LEARN MORE